Financing Options

Not with SelecTrucks of Georgia. We specialize in commercial vehicle lending and partner with a wide network of lenders to support owner-operators, newly formed fleets, and established freight operations alike.

While premium tier-1 rates typically require a credit score above 680, we have specialized programs tailored for first-time buyers or business owners with challenged or developing credit profiles. We evaluate overall business plan metrics, experience, and down payments.

Monthly financing costs depend directly on the vehicle's retail price, interest rates, down payment amount, and loan term duration. Typical commercial truck payments range from $1,000 to $2,500 per month.

Because SelecTrucks represents certified pre-owned vehicles backed by Peach State warranty protections, lenders have higher confidence in our inventory. This helps buyers secure favorable terms even on older, well-maintained model years.